No more waiting around for the proverbial "Check in the mail."

 Improve your cash flow forecasting by using.  CLEAREDFUNDS™ a powerful new cashflow management solution for businesses:

 CLEAREDFUNDS™ Recurring Debit automated payment program enables our customers to establish an automated program that permits a customer to pay a debt, utilizing regularly scheduled recurring payments, which are debited from their checking or savings account. The program requires that the customer complete a "Debit Authorization Form" which is used to outline the terms of the recurring payment program.
This includes the amount they wish to pay in incremental recurring payments; the total amount owed; the frequency of when their account is to be debited; etc. Thereafter, funds are electronically debited from the customer's checking or savings account on the dates specified and credited to the recipient's account.

Benefits that are developed from utilizing CLEAREDFUNDS™  Automated Recurring Payments include:!

·        Initiate immediate collected revenue flow without cumbersome collections efforts

·        Simiplify recurring payments for your customers-it's convenient and customer friendly.

·        Reduce your colection costs.

·        Reduce banking fees and related deposit processing costs.

·        Ability to upload a "paid data" file to your Remittance Processing or Accounts receivable software management program.

·        Deposited funds made available to your bank account in two days

·        Improve your overall collections and payment efficiency.

·        The service is fully compliant with recently enacted "Check 21 federal banking laws.

·        Automates Accounts Receivable & Accounts Payable

·        Helps Improve Customer Retention

·        Eliminates Collection Hassles

With CLEAREDFUNDS™  you know all of your costs upfront. Our low transaction fees
give you the opportunity to forecast your future billing and save money on employee time, stamps, envelopes, and invoices! 
Our client startup kit includes promotional materials and mail inserts that you can include with your invoices to alert your current customer base to your new EFT payment option

CLEAREDFUNDS™ makes it easy!

Bring a greater degree of cost effectiveness and efficiency to your billing system. There are no long term contractual commitments to our service and no minimum number of transactions required. You may cancel at any time. Invest in a CLEAREDFUNDS™  account today and start saving money as well as receiving your customer's payments on the day they are due!.
 

HAVE ADDITIONAL QUESTIONS OR CONCERNS ABOUT RECURRING DEBIT? …READ OUR FAQ

ACCEPT CHECKS WITH CONFIDENCE!

If you run a retail storefront you need to accept checks. According to a recent retail transactions study, 22 percent of all buyers prefer to write a check. Further, a U.S. government study has revealed that nearly 85 million of American families do not own a major credit card! Are you missing out on your share of this business?

Accepting checks no longer needs to be a risky endeavor. If your retail business accepts personal and/or business checks as a method of payment, ClearedCheck ™ Check Guarantee will secure the check transaction.

ClearedCheck ™ Check Guarantee is a service that will reimburse you 100% for any returned checks written to your business.  "NSF", "Account Closed" and even "Stop Payment" checks are  covered.   ClearedCheck ™ Check Guarantee means you never see a bad check again.

ClearedCheck™  electronic check technology is here!. As a subscriber to ClearedCheck ™ Check Guarantee, You will be able to take the check without taking any of the risk! You postively cannot get burned with a bad check using this service.

Features
*Utilizes multiple national check information databases updated daily
*Authorizes checks in less than 10 seconds!
*Supports multiple processing options, including retail terminals, electronic cash registers, touchtone telephone or IVR interactive voice response unit.

Accept checks without risk!

  ClearedCheck™

FREE NSF CHECK  Collection & Recovery Services
Have old checks you need collection on?

PROFESSIONAL COLLECTION OF YOUR RETURNED NSF CHECKS

COMMITTED
NO MORE BAD CHECKS.COM  Electronic Check Collection enhances check recovery rates due to the speed and precision it provides, along with the ability to electronically time redeposits. Maximizing the likelihood of funds being present.

WHAT WILL THIS SERVICE COST?
**THIS IS A FREE SERVICE FOR OUR CLIENTS!
 NO MORE BAD CHECKS.COM  will handle collection of your NSF checks at no cost to you. Our service bureau will resubmit and collect these checks and return to you 100% of the face value of the returned check.

Sign up for this service today!

Let NO MORE BAD CHECKS.COM  effectively handle your NSF returned check collections with our leading edge collection procedures. Fill out our new account form that we will send you and send us your old checks. It’s that simple!

How Do You Protect Your Business From Fraudulent Checks?

THE FUTURE OF CHECK ACCEPTANCE IS HERE! 

We offer a new real-time check verification system called ClearedCheck™.

ClearedCheck™ is the most powerful tool for check verification and fraud reduction currently available. This service allows you to electronically query checking and savings accounts in virtual real-time to find out whether the account is:

• Account Open
• Funds Currently Available
• Funds Not Available
• Account Closed
• If it has any Stop Payments associated
• Outstanding NSF's
• Account Frozen

Traditional check verification services use negative databases to determine the probability of a check being returned. ClearedCheck™allows merchants to looks directly into a consumers bank account, giving you the data your company needs to make informed decisions.

ClearedCheck™uses a national positive database, one of the largest of its kind, which includes information on over 150,000,000 DDA accounts, and that number is growing daily. Currently, the contributing banks include most of the country's tier-one financial institutions and will be followed by the smaller institutions shortly.

ClearedCheck™also has access to the largest database of known bad check writers in existence--over 10 million unique records from 77,000 locations across the country. Our services will help your company reduce check fraud and losses due to returned checks.

Finally, the comprehensive check verification service that you’ve been asking for is here!

ORDER ClearedCheck™TODAY!

Processing large batches of checks?

Validate for authenticity all Bank checking account routing numbers!
                                                   
ClearedCheck™service is designed to verify the validity of a bank routing number on a check. We provide this service through a partnership with Thompson Financial Publishing, the entity that issues routing numbers to financial institutions and maintains the most current information regarding routing number status in a central database.

This service is available in real-time or by filtering batches prior to processing.

• Allows lookup of bank name by routing number.
•  
• Quickly identifies data entry errors of routing number.
•  
• Identifies inactive or retired routing numbers due to bank merger or acquisition.
•  
• Identifies financial institutions with valid routing numbers that do not accept ACH transactions.
•  
• Identifies credit unions and financial institutions whose rules do not allow debit or credit ACH transactions to post to savings or checking accounts.
•  
• Available in real-time or batch filtering.
•  
• Reduces administrative returns, allowing you to identify bad routing numbers and enables you to make the correction at the point of acceptance instead of after the sale.
•  
• Reduces cost associated with administrative return items.

Ask us how to implement ClearedCheck™ into your check management operations.

Introducing...TELE-DEBIT!

Electronic Checks over the Phone

IDEAL FOR INBOUND AND OUTBOUND TELESALES AND CATALOG COMPANIES, PLUS ANY BUSINESS WHOSE CUSTOMERS ARE NOT PRESENT WHEN SALES ARE PROCESSED.

Collectors &  Telemarketers: Process the check payment while your customer is on the phone!
Tele-Debit uses the latest technology  to replace the the old pre-authorized draft payment system used by insurance and mortgage companies since the 1970s.
Your customer can now authorize you to create a bank debit on his or her bank account as a means of payment for your goods or services purchased over the telephone.  Once you have authorization from the customer, YOU CAN ELECTRONICALLY DEBIT THE ACCOUNT FOR YOUR PAYMENT.

Increase Your Market and Your Cash Flow
FACT-: Less than half of the American buying public owns a credit card.
Fact-More consumers have checking accounts than credit cards. Even those with credit cards pay their credit card bill with a check!

Stop missing out on this preferred customer payment option.
Order our Electronic Checks by Phone service and watch business increase!
Our Tele-Debit service is Great For:

• Mail Order/Catalog Sales
• Travel Agencies
• Collection Agencies
• Advertising Sales
• Parts Suppliers
• Network Marketing Companies
• Utility Companies
• Television Shopping Networks
• Charity Fund Raisers
• Florists
• Pharmacies
• Internet Service Providers
• Delivery Services

ACCEPT CHECKS  IN REAL TIME!
Accepting your customer's check over the phone or fax can be as easy as accepting a credit card. Ask your customer for the bank routing and account numbers, which are printed at the bottom of every check. 

Also great for Pizza delivery, Home Contractors, i.e. Plumbers, HVAC, Painters, Landscaping, Snow removal, and Tow Truck operators!

For  merchant account information or to apply for a merchant account today, please visit our processing partner's site at www.processmycards.com

Are you an Internet Merchant?

Are you a Retail Merchant?

Are you a Mail order or Telephone Order Merchant?

By special arrangement, your new credit card merchant account can be established within hours!

RETAIL MERCHANTS!
YOU CAN PROCESS YOUR CHECKS JUST LIKE YOU DO YOUR CREDIT CARDS!

ClearedCheck ™ Electronic Check Conversion is now available for you!
The new technology that allows you to clear personal and business checks just like credit cards!
The cleared checks are 100% guaranteed.
Take checks with confidence at the register.
 Now, every check you take is good!
 TURN YOUR CUSTOMER'S CHECK INTO A CASH DEBIT!

...WILL THAT BE CASH, CHARGE OR ELECTRONIC CHECK?
Increase Sales! Open your business to a new market: More than 85 million consumers do not own a major credit card. Accept their check!

ClearedCheck ™ provides our retail merchants with a unique point of sale system for the processing og checks electronically. This system works especially well only with retsil but also restrautrants, grocery and convenience stores, where it is desirable to speed up the check processing settlement time. Some of the biggest retail companies in the country have saved money by moving to an electronic check conversion system.

You now see more and more smart merchants with a check scanner nest to the checkout register. Use ClearedCheck ™  and join the thousands of businesses now saving money and increasing business.

To utilize our ClearedCheck ™ electronic check processing system, you will need to purchase our approved check processor/scanner

             
Benefits of ClearedCheck™  Electronic Check Processing
1.    Faster checkout for customers.
2.    Improved security. Paper checks are returned to the customer at the point of sale.
3.    Improved Record Keeping for retailers
4.    Eliminate deposit fees on checks from your bank
5.    Store level labor is reduced. Manual labor of processing checks is reduced.
6.    No paper checks for your staff to handle, process, deposit.

...Still waiting around for your customer's "Check in the mail"?

Simplified Funds Management 

 Improve your cash flow forecasting.  No More Bad Checks.com presents a powerful new cashflow management solution for businesses: ClearedFunds™

With ClearedFunds™ , Your money is cleared and deposited in your account within 48 hours. ClearedFunds™  is ideal for large corporations, non-profit organizations, and small businesses seeking to automate their customer billing.

 A FEW OF THE GREAT BENEFITS OF CLEAREDFUNDS™  ELECTRONIC FUND TRANSFER!

 ·        Provides Fast Availability of Funds

·        Eliminates Check Writing and Postage Costs

·        Eliminates Envelope Stuffing And Sealing

·        Automates Accounts Receivable & Accounts Payable

·        Helps Improve Customer Retention

·        Eliminates Collection Hassles

Why wait needlessly for your money?  With our ClearedFunds™  EFT service, forget hassles with late customer check payments, dues, collections or donations. Electronic pre-authorized billing allows you to streamline your entire collection process.   Your money is electronically deposited as CASH!

 How Does CleardFunds™  EFT Work?

EFT-Electronic Fund Transfers, are processed using The Automated Clearing House (ACH). The ACH is a paperless funds transfer service of the Federal Reserve Banking System. The ACH EFT system provides for the inter-bank clearing of electronic entries for participating financial institutions.

ClearedFunds™  EFT provides speed and efficiency in collecting one-time or even recurring payments from customers.

Creating an electronic funds transfer on your customer's checking account is no more trouble than taking a credit card order. Customers simply supply you with the bank routing and account numbers from their checking or savings account.

Your customers sign a one-time authorization form that you keep on file, which grants permission to deduct their payments from their bank.   

CLEAREDFUNDS™ - THE SMART CHOICE

With ClearedFunds™ , you know all of your costs upfront. Our low transaction fees give you the opportunity to forecast your future billing and save money on employee time, stamps, envelopes, and invoices!  Our client startup kit includes promotional materials and mail inserts that you can include with your invoices to alert your current customer base to your new electronic payment option. 

Get Started Today!

There are no long term contractual commitments to our service and no minimum number of transactions required. You may cancel at any time. Invest in a ClearedFunds™  EFT account today and start saving money as well as receiving your customer's payments the day they are due!.
 

HAVE ADDITIONAL QUESTIONS OR CONCERNS ABOUT THE EFT PROCESS? …READ OUR FAQ

SECURE INTERNET ELECTRONIC CHECK TRANSACTIONS

INTRODUCING WEBCHECK -Safely accept checks right from your website!

WebCheck offers merchants the ability to accept electronic checks from customers over the Internet! It is just as easy as using a credit card for a purchase!

Internet payments continue to grow at dramatic rates and businesses need to respond by offering flexible and secure payment options.

WebCheck addresses the important security, expense and convenience factors for businesses who accept electronic check payments over the Internet.

Comprehnsive Reporting

From summaries to deatiled reports, Webcheck provides complete transaction detail reporting for all transactions.All transaction detail is available 24/7. With our reporting, you can download realtime customer data into your accounts receiveable system.

A Few Key Benefits of using WebCheck:

ClearedCheck ™ Remote Deposit

NEW TECHNOLOGY!

STOP making endless trips to the bank to deposit checks!

Deposit any check…
Into any U.S. bank account…
From any location…
At any time…

Remote deposit is here!  

 No More Bad Checks and its processing partners have harnessed new check processing technology and offers it now to all check accepting merchants. The ClearedCheck ™ Remote Deposit Solution is a data capture and check image capture software application. It consists of a desktop remote deposit terminal, a workstation check imaging program and a link to the ClearedCheck™  backoffice processing website.

This allows you to prepare electronic deposits right from your desktop to send to your bank of choice. Customer account data can be uploaded to other systems, and images can be archived at our processing website or downloaded to your database.

Benefits of ClearedCheck™ Remote Deposit

The ClearedCheck ™ Remote Depsoit workstation allows you to electronically deposit any check you receive, of any type, right from your office, at the point of sale, or even from your home.
Business checks, government checks, personal checks, postal money orders - it doesn't matter. It's simple, secure, inexpensive and you save money in a number of ways:

• No more expensive lockbox fees
• Bank fees are greatly reduced. (Some well known large companies have saved millions of dollars using Check 21 related services )
• Accounts receivable processing is faster, requiring fewer people in most cases.
• For most companies, funding is faster.
• And for everyone, even smaller companies that receive fewer than 500 checks per month, it is simply more convenient.

Your Business located outside of the U.S.?  No problem.
If your business accepts a lot of checks drawn on U.S. banks – Our ClearedCheck ™ Backoffice Remote Deposit service is a must for you. Deposit the checks right from your location and  be fully funded in 48 hours.

Make your life easier. Order the ClearedCheck ™ Remote Deposit service and remote deposit capture terminal workstation today!

Pricing:

Please email ClearedCheck ™  at  sales@clearedcheck.com for special pricing on this service!

The ClearedCheck ™ Remote Deposit Capture Terminal & Software may be purchased outright, rented or leased.

**Flexible Business equipment monthly lease plans are available. Contact us for details!

 * Internet access with a standard browser required.

INSURANCE COMPANIES & PUBLIC UTILITIES:

***High volume discounts. Receive mail-in payments? Our system will allow for coupon scanning & customer account reconcilliation. Ask for details.